Frequently Asked Questions
Why should I make a Financial Plan?
Do you charge fees?
Why do I need an Independent Financial Advisor?
Why shouldn't I talk to an IFA back home?
Where should I invest my money?
I've got $20,000 to invest. What should I do with it?
How can I organise a Financial Plan? I'm only in Antibes for a few days?
Why do I need an Offshore Bank Account?
Why do I need my own health insurance?
I want to buy a home in France, but I'm not in the system, so I can't get a mortgage. What can I do?
Why should I make a Financial Plan?
If you were going on a sea voyage, you would plot the best route to your destination there wouldn't you? Your finances are just the same. By identifying some financial goals and following a plan you are much more likely to SUCCEED, than if you just trust to luck. Just because you have a plan doesn't mean it isn't flexible. It can always be changed as your circumstances do. But it does mean that YOU are in control of your future, NOT your future in control of YOU!
Do you charge fees?
No we don't. All consultations are free of charge.
Why do I need an Independent Financial Advisor?
Your yacht owner has hired an expert... YOU to drive his boat, so it's common sense to have a expert at the helm of your finances. As an Offshore Independent Financial Advisor Clive Evans IFA is not tied to any financial institution, so is free to recommend the best available solutions for YOU.
Why shouldn't I talk to an IFA back home?
You can, but he or she will be geared towards onshore clients, not internationally travelling yacht crew. This means that most of their recommendations are not very suitable. YOU need Offshore financial advice, so that you can benefit to the maximum from your status as a fiscally nomad expatriate.
Where should I invest my money?
There is no one answer to this. Each Offshore location has different advantages.
I've got $20,000 to invest. What should I do with it?
Very difficult to say. It's a bit like going to the doctor and saying I'm sick, what medicine should I take? Before we could recommend an investment we would need to know more about YOU and YOUR long-term plans.
How can I organise a Financial Plan? I'm only in Antibes for a few days?
That's not a problem. If we can't talk face to face , we can always arrange conference calls and communicate by e-mail. Clive Evans IFA does travel to yachting centres and events throughout the world, so we could always schedule in a visit to YOU on one of our trips.
Why do I need an Offshore Bank Account?
Most onshore banks are geared to look after clients in the country they are based. As traveling yacht-crew, you need accounts in the major currencies with international access.
Why do I need my own health insurance?
Most yacht insurance only covers you on board and even then levels of cover vary from boat to boat. With your own health insurance, you are insured on and off the boat, at work and play and between jobs.
I want to buy a home in France, but I'm not in the system, so I can't get a mortgage. What can I do?
Speak to us Clive Evans IFA, we can put you in touch with a mortgage company who understands yacht crew and is happy to lend them money for house purchase.
Call or e-mail Clive Evans IFA TODAY
if you have any other question or to setup an appointment!
Clive Evans is a member of the PYA.
Call or email Clive Evans IFA : Tel no:+33 4 93 34 36 00 or email: contact@clive-evans-ifa.com
Copyright © 2003-2008 Clive Evans IFA
All rights reserved.
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